Ellen Cibula
Written by Ellen Cibula Payments, Finance, and AI Expert: Learn More

Choosing the right point of sale (POS) system is crucial for your success as a business owner. The Clover POS system has gained popularity in recent years, offering an array of features designed to streamline operations and improve customer experiences. In this comprehensive review, we will dig into the specifics of Clover’s POS system and how it can benefit various businesses.

We’ll investigate the characteristics that make Clover distinct from its rivals and present an outline of their cost plan to assist you in deciding if it fits your financial plan. We’ll also discuss some alternatives to consider if you’re still weighing your options.

Our analysis will highlight which types of businesses are best suited for implementing a Clover POS system – whether you’re running a food truck or managing field services. By understanding all aspects of this powerful tool, you can make an informed decision on whether or not to invest in Clover’s innovative technology.

I used my experience from working at a large payment processor for this Clover POS review. I spent years developing a POS system and the backend processing, so I understand how these systems work.

Clover POS Summary

Clover logo

The Clover POS system is a versatile, user-friendly, Android point-of-sale solution designed to streamline business operations, improve customer experience, and enhance efficiency. This all-in-one platform offers a wide range of features that cater to various industries, such as retail, restaurants, and service-based businesses. 

Flexible Hardware Options

Ranges from compact mobile devices like Flex or Mini to full-fledged stations such as Station Pro

User-Friendly Interface

Intuitive design allows users to navigate through different functions with ease

Customizable Apps

Tailor your system by choosing from an extensive selection of third-party applications on the Clover App Market

Robust Inventory Management & Reporting Tools

Efficiently track and manage their inventory levels and sales data

Built-in Payment Processing

Accept a many different payment types, including credit and debit cards, mobile payments, and more

Included Security Features

End-to-end encryption and tokenization to help protect you and your customers from fraud and data breaches

Overall Rating:

4.3 / 5

Clover POS Pros

  • User-friendly interface
  • All-in-one solution
  • Customizable apps
  • Frequent updates
  • Diverse hardware options

Clover POS Cons

  • Limited payment processor choices
  • High costs
  • Contractual obligations

Starts at $0/month

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What People Are Saying About Clover POS

What Customers are Saying…
  • Easy to use and customize.
  • Helpful customer support team.
  • Efficient payment processing.
  • Versatile hardware options.
  • Integrates well with other software.
  • Expensive compared to some competitors.
  • System glitches and freezes reported.
  • Limited customization options for some features.
  • Processing fees can be higher than expected.
  • Limited offline functionality.
  • Terrible customer service.

There are many negative reviews of Clover online; some of these are about their merchant services. Resellers can sell the Clover hardware, and these resellers provide merchant accounts. So these reviews may not be directly about Clover. However, there are still several about the actual Clover hardware and software.

Clover has a 3.2-star rating on Trustpilot. Of these reviews, 64% (over 400) are negative on Trustpilot; some are multiple ones left by the same reviewer. Many are for merchants having trouble closing their accounts and being charged fees after they canceled the account. Most of the positive reviews are glowing for the setup and service they have from Clover.

The Better Business Bureau has not accredited Clover’s parent company Fiserv; there are over 230 complaints. However, because Fiserve encompasses more than Clover, this review will not cover these complaints.

What is Clover POS?

Clover home page

Clover POS is a popular point-of-sale system that offers a wide range of features to help small and medium-sized businesses manage their transactions, inventory, and customer data. The system is designed to be scalable and flexible, making it an excellent choice for businesses of all sizes and types, from coffee shops and restaurants to retail stores and service providers.

One of the critical benefits of Clover POS is its ease of use. The system is designed to be intuitive and user-friendly, with a simple interface that makes it easy for staff to learn and use. Clover POS also offers a range of hardware options, including terminals, tablets, and mobile devices, so you can choose the setup that best suits your needs.

Another significant advantage of Clover POS is its advanced functionality. The system offers a range of features to help businesses streamline their operations and improve their customer service, including inventory management, employee management, reporting and analytics, and customer relationship management. Clover POS also offers a range of integrations with other business tools and software, such as accounting software and payment processing solutions, making it a powerful all-in-one solution for businesses.

Overall, Clover POS is a powerful and flexible point-of-sale system offering various features to help businesses manage their operations and grow their customer base. With its ease of use, advanced functionality, and flexible hardware options, Clover POS is a great choice for businesses looking to improve their efficiency and customer service.

Who is Clover POS for?

The Clover POS system is designed to cater to a wide range of merchants, from small businesses to large enterprises. Its versatility and scalability make it ideal for different industries such as retail, restaurants, service providers, and more. This section will discuss the types of merchants that can benefit from Clover POS.

Small Business Owners

Clover’s intuitive interface and cost-effective pricing make it an excellent option for small business owners who need an efficient POS solution without spending too much. With its customizable features and integration capabilities with popular apps like QuickBooks and Mailchimp, Clover allows small businesses to streamline operations while improving customer experience.

Restaurants & Cafes

Clover Restaurant POS

The hospitality industry can greatly benefit from Clover POS because of its specialized features explicitly tailored for restaurants and cafes. These include table management tools, online ordering integrations like DoorDash or Grubhub, employee time tracking functionality, and menu customization options with modifiers support (for special requests). Additionally, kitchen printer compatibility ensures seamless communication between front-of-house staff and kitchen personnel.

Retail Stores

Clover’s inventory management feature helps retailers keep track of stock levels in real time while offering advanced reporting capabilities that provide valuable insights into sales trends across different products or categories. This information enables store owners/managers to optimize their merchandise assortment strategically based on demand patterns identified through data analysis.

E-commerce Businesses

Clover also supports e-commerce platforms, allowing online retailers to integrate their POS system with popular shopping carts like Shopify, WooCommerce, and BigCommerce. This seamless integration ensures that inventory levels are automatically updated across physical stores and e-commerce platforms while providing a unified view of sales data for better decision-making.

Service Providers

Clover POS for Personal Services

Businesses offering services such as salons, spas, or fitness centers can benefit from Clover’s appointment scheduling feature, which allows customers to book appointments directly through the POS system. Also, its customer relationship management (CRM) tools help service providers maintain detailed client profiles and track purchase history to offer personalized experiences based on individual preferences.

In summary, the Clover POS system is an ideal choice for various types of merchants due to its versatility in features and adaptability across different industries. Whether you’re a small business owner looking for an affordable yet powerful point-of-sale solution or a large enterprise seeking advanced functionality tailored specifically to your industry needs – Clover has got you covered.

What benefits does Clover POS provide?

The Clover POS system offers many features designed to help businesses streamline their operations, improve customer experiences, and manage payments efficiently.

Flexible Hardware Options

Clover provides various hardware options tailored to different business needs. Whether you run a small retail store or a bustling restaurant, there’s likely a suitable solution for your establishment. Some popular hardware choices include:

  • Clover Station: A powerful countertop POS system with an integrated printer and cash drawer.
  • Clover Mini: A compact device perfect for smaller spaces or as an additional terminal in larger establishments.
  • Clover Flex: An all-in-one handheld device ideal for tableside ordering and payment processing at restaurants.
  • Clover Go: A mobile card reader that connects to smartphones or tablets via Bluetooth, allowing businesses to accept payments on the go.

Multiple optional accessories include the barcode scanner, weight scale, kitchen printer, and cash drawer.

User-Friendly Interface

The Clover POS system boasts an intuitive interface that makes it easy for employees to navigate through various tasks, such as processing transactions, managing inventory levels, and tracking sales data.

Customizable Apps

The platform offers access to the Clover App Market, a collection of apps specifically designed for business owners looking to customize their systems further.

Some popular apps available on the market include:

  • Rewards by EnrollBlast: An app that helps create loyalty programs and reward customers for their purchases.
  • Time Clock by Homebase: An app that simplifies employee scheduling and time tracking, making payroll management more efficient.
  • Commerce Sync: An accounting integration tool that connects Clover with popular software like QuickBooks or Xero to streamline financial reporting.

Robust Inventory Management & Reporting Tools

Clover POS offers a comprehensive inventory management system that allows businesses to track stock levels in real-time, set up low-stock alerts, and manage product variations.

Also, the platform provides robust reporting tools that enable business owners to monitor sales trends, identify top-selling items or categories, and analyze employee performance. These insights can help make informed decisions about staffing needs and promotional strategies.

Built-In Payment Processing

The Clover POS system has built-in payment processing capabilities through First Data, a leading global payment processor. This integration enables businesses to seamlessly accept various forms of payments, such as credit cards, debit cards, and mobile wallets (e.g., Apple Pay).

Security Features

Clover prioritizes security by providing features like end-to-end card data encryption during transactions and compliance with PCI-DSS standards, ensuring your customers’ sensitive information remains protected at all times.

Clover POS features are ideal for businesses looking to streamline their payments, security, and FinTech processes.

Clover POS Pricing – How Much Does it Cost?

Understanding the cost of a Clover POS system is crucial for business owners to make an informed decision. 

Hardware Costs

The initial investment in a Clover POS system involves purchasing the necessary hardware. You can opt to pay for these devices upfront or monthly. There are several options available depending on your business needs:

  • Clover Station: A countertop solution with a touchscreen display, receipt printer, and cash drawer starting at $1,699, or $125 per month
  • Clover Station Duo: A countertop solution with a touchscreen display, customer-facing display, receipt printer, and cash drawer starting at $1,799, or $135/month.
  • Clover Mini: A compact device perfect for small businesses or as an additional terminal priced at $799, or $45/month.
  • Clover Flex: A handheld device designed for portability and flexibility costing around $599, or $35/month.
  • Clover Go: The most affordable option suitable for mobile businesses or those requiring minimal features starts at just $49.

Software Fees

In addition to hardware costs, monthly software fees are associated with using the Clover platform. These plans vary based on your desired features and functionality:

  1. The Payments Plan is free.
  2. The Essentials Plan is ideal for smaller merchants who process less than $50k per year in credit card sales. This plan comes with basic reporting tools along with inventory management capabilities. Cost: $14.95/month + transaction fee (2.7% +10¢ per swipe/dip/tap).
  3. The Register Plan is for retail and service merchants. It is $49.95/month.
  4. The Counter Service Restuarant Plan is for quick-service dining and costs $54.95/month.
  5. The Table Service Restaurant Plan is for full-service dining and costs $84.95/month.

Clover POS offers customizable packages that can be tailored to suit the particular needs of any enterprise, making it an optimal selection for those looking for a cost-efficient and effective solution.

Payment Processing Fees

Clover payment processing fees vary depending on the software plan that you have. Generally, the more you pay for your software plan, the lower your card-present transaction fees are.

  • Card-present transactions: from 2.3% + $0.10 to 2.6% + $0.10 per trans
  • Keyed-in transactions: 3.5% + $0.10 per trans

However, exploring alternative options may be beneficial if you’re still unsure whether Clover is right for your business.

Clover POS Alternatives

While the Clover POS system offers a wide range of features and benefits, it’s essential to consider some alternatives before making your final decision.


Square is one of the most well-known competitors in the market. Square’s payment processing solution requires no monthly fees or long-term contracts, allowing for a comprehensive and cost-effective experience.

Square offers various hardware options, including mobile card readers and countertop terminals compatible with their free Point of Sale app. Additionally, they provide inventory management tools, employee management features, customer loyalty program integration, and more.

Lightspeed Retail

Lightspeed Retail is another alternative designed specifically for retail businesses. This cloud-based platform includes advanced inventory management capabilities, such as creating purchase orders and stock transfers between locations. Lightspeed also seamlessly supports omnichannel sales by integrating online stores with brick-and-mortar shops while offering detailed reporting tools for better insights into your business performance.


If you’re looking for a user-friendly option tailored to small-to-medium-sized retailers, Vend might be an excellent choice for you. Vend comes equipped with robust inventory control features like product bundling and automated reordering based on historical sales data analysis, making managing your store much easier.

The Bottom Line: Choosing Your Ideal Alternative Solution:

  • Analyze each alternative’s pricing structure – consider upfront and ongoing costs.
  • Consider the specific features your business needs – inventory management, employee scheduling, customer loyalty programs, etc.
  • Research the ease of use and user experience for each system. Read reviews from other businesses in your industry to gain insight into their experiences with these platforms.

Researching and comparing Clover POS alternatives will help you find a solution that fits your unique business requirements. Investing in a robust point-of-sale system is crucial for streamlining operations, enhancing customer experiences, and ultimately driving growth.

Clover POS offers comprehensive features to help businesses manage their payments, security, and more. Still, there are other choices that entrepreneurs may consider when searching for a different payment system. I

Frequently Asked Questions

Clover POS is best suited for small to medium-sized businesses seeking a versatile and customizable point-of-sale system. Its range of hardware options, app integrations, and user-friendly interface make it ideal for retail stores, restaurants, salons, and service-based businesses.

The system streamlines payment processing while offering inventory management and sales analytics features.

The Clover POS system combines hardware devices with cloud-based software to process payments securely and efficiently. It allows business owners to accept various payment methods like credit cards, debit cards, mobile wallets (e.g., Apple Pay), cash transactions, etc.

Additionally, the platform offers tools such as employee management capabilities and customer engagement features through its App Market.

Clover’s monthly pricing depends on the chosen plan: Payments costs $0, Essentials costs $14/month, and Register costs $49/month. These plans include access to basic reporting tools and 24/7 support; however, they don’t cover hardware expenses or additional apps that may be required from their App Market.

More advanced plans include the Counter Service Restaurant plan for $54.95/month and the Table Service Restaurant plan for $84.95/month.

Clover charges transaction fees based on your selected plan: Essentials has a 2.6% + $0.10 fee per in-person transaction & 3.5% + $0.10 fee per keyed-in transaction, whereas Register charges 2.3% + $0.10 fee per in-person transaction & 3.5% + $0.10 fee per keyed-in transaction.

Additional fees may apply depending on the payment processor you choose.

Conclusion – Is Clover POS Worth It?

Overall, the Clover POS system is a reliable and efficient solution for business owners looking to streamline their payment processing. The Clover POS system provides a user-friendly interface and various features, making it an ideal choice for businesses seeking to improve their payment processing.

However, it’s important to note that pricing can vary depending on your specific needs, and alternative options are available in the market. You should carefully evaluate your business requirements before making a decision.

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